Modern banking has improved drastically with advancements to cloud-based infrastructure, embedded finance, and AI-driven insights. However, while the banking industry migrates to modern technology, one thing remains true- the data that drives these banking improvements remains siloed and challenging to manage. At Fintech Meetup 2025, industry leaders and emerging FinTechs came together at one of the biggest conferences of the year to discuss modern challenges and current trends. During three days of meetings, keynotes, and networking, one theme stood out to us the most: the banks that unify their data will be the ones that scale and stay ahead of regulatory changes.
For iDENTIFY, this event was not only an opportunity to network, but every discussion reinforced our vision to help banks maximize their CORE data by unifying their data infrastructure.
Building Client Relationships
Aside from the official agenda, iDENTIFY held a few meals with current clients and potential partners. The discussion centered on implementing fintech solutions for multiple banks over the last several years. We were able to share our insight based on our experience as a Snowflake Select Certified Partner.
On Monday, we co-hosted a lunch with AFC (American Fintech Council) and Oscilar to discuss trends and challenges of compliance in the banking industry. This momentum carried on to Tuesday and Wednesday, where we also held a lunch with FS Vector, showcasing the possibilities of modern financial technology to potential banks who have a considerable interest in cloud technology.
Across all the lunches and official agenda, Lee notes that “the fintech industry feels more intentional than ever.” Attendees at the event were excited to meet, share insights, and have impactful discussions on how to build better solutions that stay ahead of compliance.
Our Takeaways
Fintechs are emerging, but banks are still cautious.
Backed by capital investors and seed funding, fintechs are emerging to solve modern challenges. The latest innovations in financial technology are undeniably captivating, yet banks are still cautious to adopt them. Despite some deregulation, banks aren't rushing into anything as they're laser-focused on compliance, data security, and maintaining their CORE infrastructure.
This direction is significant for iDENTIFY, as the demand for data ownership and compliance may be at peak interest. Banks want complete visibility over their data in real-time, and fintechs that get sponsored need to stay ahead of compliance. iDENTIFY's data engineering expertise allows us to help financial institutions unify their bank data and stay ahead of regulatory changes.
Stablecoins and current trends
Stablecoin was a big topic at the conference, as Blockchain was a huge talking point. While it's great to see the advancement of crypto, we can't help but wonder how it will be sustainable with regulators. Whether stablecoins, AI-driven insights, or embedded finance, foundational certainty with data infrastructure is vital to scaling. Fintechs pushing the bounds of technology need to adopt similar data-securing strategies.
The Fintech Industry is more intentional than ever.
Contrary to previous years of finding the next big idea, the fintech industry is moving towards sustainable practice, compliance, and long-term growth. Banks are now more intentional with their partnerships, not rushing into implementing the latest features. Instead, they're focused on ensuring their CORE data remains compliant. This direction for sustainable practice is essential for iDENTIFY, as our solutions look to mitigate risk while implementing modern financial technology solutions.
Conclusion
As the Fintech Meetup is one of the biggest conferences of the year, it's exciting to see how Fintech progresses with the newest technology. Stablecoins and the surge of Blockchain have wholly reinvented how investors manage their portfolios. Banks are adopting more sustainable practices in how they approach their programs. Overall, banking-to-fintech relationships are more intentional when adopting new partnerships.
However, one thing remains specific with iDENTIFY - the need to unify bank data remains consistent. Foundational certainty in data infrastructures is increasingly essential to scale fintech programs and unlock banking CORE data's power. Implementing modern technology solutions is our leading service, and we see it every day- data remains in silos and needs to be unified. At iDENTIFY, unifying bank data isn't just what we do but what we believe will push banks forward. After meeting with the greatest and the brightest of those working in this industry at the Fintech Meetup, we are more convinced that unifying data will push banks forward into the next era.
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